MERS®

One simple system of record

The MERS® eRegistry is the mortgage industry’s "system of record" for holders of eNotes. Its role is to indicate who holds the authoritative copy of the eNote, resulting in a seamless process for you, your borrowers, and your trading partners. The MERS® eRegistry is designed to make your transition from paper promissory notes to eNotes convenient and secure as you move into the eMortgage space.

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Featured customers

Save money and eliminate breaks in the chain of title

Reduce the costs associated with transferring mortgage rights by erasing the need for certain paper assignments.

MERS® System

A national electronic database that tracks changes in mortgage servicing rights and beneficial ownership interests in loans secured by residential real estate.

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MERS® eRegistry

MERS® eRegistry is the legal system of record for identifying the Controller (holder) and Location (custodian) for the authoritative copy of a registered eNote.

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MERS® eDelivery

Provide a secure method for distributing documents in any electronic format (SMART Doc, PDF, TIFF, etc.) from one MERS® eRegistry user to another, using the existing MERS® eRegistry infrastructure and transaction security requirements.

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What customers are saying

“As early adopters of eNotes and RONs on the MERS® eRegistry, at Mr. Cooper, we have been able to engage eNote originators as experts in the eMortgage space.”

Bryan Budd
SVP, Operations & Co-issue
Mr. Cooper