Home Equity

ICE offers end-to-end technology, data and analytic solutions that allow lenders to originate and service home equity loans and lines of credit on the same systems as first mortgage loans.

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Featured Home Equity products

For many lenders, home equity loans are serviced on a consumer lending application and first mortgages are serviced on a separate, mortgage-specific system. However, these consumer lending systems are not usually designed to handle the complexities of the compliance and reporting requirements for real estate-backed loans. Plus, managing multiple applications can be inefficient and increase IT costs.

All Home Equity products

By consolidating first liens and home equity, ICE’s integrated solutions reduce the need to update disparate platforms to support evolving regulatory requirements and mitigate risk. And with your customers’ loans together in a single lending ecosystem, our data solutions are able to provide greater visibility into home equity and refinance opportunities, helping you retain more customers.

Home Equity Originations

ICE® Data & Document Automation

Use data and document automation to accelerate loan operations. Automates traditionally manual activities associated with the loan review process. Creates a consistent, uniformed process around capturing documents and data to improve capacity and drive industry innovation.

Encompass®

Eliminate the complexities of lending and investing at scale with the only true end-to-end digital mortgage solution that allows you to acquire more customers and originate, sell, and purchase loans faster - all from a single system of record.

Encompass Consumer Connect®

Easily complete an online mortgage application, instantly engage with their loan officer, and securely upload and eSign documents.

Encompass CRM

Use automated one-to-one marketing with professionally designed, individually tailored communications combined with business intelligence to capture attention, and close more loans.

Encompass® eClose

ICE Mortgage Technology® is changing how mortgages are closed. Experience document ordering, borrower engagement, settlement agent collaboration, eSignatures, and beyond.

Expedite®

Suite of integrated, web-based document and closing fulfillment services

Expedite® Close

eClosing software solution supporting all closing types offering flexibility and scalability.

ICE PPE (Product and Pricing Engine)​

Enhanced, industry-leading pricing engine, seamlessly integrated into Encompass, that improves the loan officer experience and allows lenders to quickly access rate sheets, keep data accurate and easily stay on top of changes that affect loan scenarios.

ICE® Mortgage Analyzers

Eliminate stare and compare activities. Using intelligent document recognition and data extraction technologies to perform document review and assignment behind-the-scenes; Mortgage Analyzers interrogate the extracted data from documents against the information in your loan origination system and presents the exceptions for review.

Simplifile®

Electronically sign, notarize documents and send your documents for recording at county offices.

ICE Surefire

ICE Surefire helps mortgage professionals win new business, drive repeat business and earn the right to referral business.

Velocify®

Enable your team to more efficiently drive sales, communicate with borrowers, and focus on revenue-generating activities with the industry’s leading sales automation solution.

Home Equity Servicing

Bankruptcy

A flexible, scalable solution that uses using workflow and servicer-defined rules to automate bankruptcy-related tasks.

Collections

Streamline the process of collecting delinquent payments.

Customer Service

Helping service agents be informed by providing a holistic view of a borrower’s loan on one screen.

Lien Alert

Efficient, cost-effective portfolio-monitoring solution delivering early notifications of critical property-, borrower- or mortgage-related events that could impact the collateral supporting your loans.

Loan Boarding

Effectively board new and acquired loans onto the MSP loan servicing system with scalability, flexibility and control.

Loss Mitigation

Feature-rich, web-based solution supporting industry-standard retention and liquidation workouts.

MSP® Mortgage Servicing System

Best-in-class loan servicing software allowing servicers of all sizes the ability to tackle today’s most pressing operational challenges.

Servicing APIs

Seamless connections between programs and systems to help users perform business processes with greater ease and efficiency.

Servicing Digital

Provide your borrowers with fast, simple and seamless access to loan and home-related information – anytime, anywhere.

Servicing Order

Order and track servicing products through secure, reliable automation

Servicing Vault

Standardized digital document storage across servicing solutions.

SiteXPro

Web-based access to property reports, automated valuations and our comprehensive property-record database.

Reporting, Data and Analytics

Actionable Intelligence Platform

Provides strategic, proactive and actionable analytics to the right people at the right time.

ICE Automated Valuation Models

Our AVMs combine one of the largest, most expansive data sets in the industry with advanced modeling techniques, rigorous testing and high-performance technology that’s spans the entire real estate and mortgage continuum.

McDash®

Market-leading repository of servicer-contributed, loan-level data is the deepest and broadest in the industry.

Property Data

Nationwide coverage of both residential and commercial properties.

Property Tax Assessment Data

County assessors’ data that includes assessed market and tax values, tax exemptions, legal description and more.

ICE Property Tax Solutions

Suite of tax solutions to help reduce the costs and challenges associated with procuring property tax data.

Public Property Records Data

Comprehensive, nationwide public-records data from over 3,100 county recorder offices across the U.S.

Rapid Analytics Platform®

Cloud-based software solution for users to access diverse data assets and run advanced analytics on a single, turnkey platform.

Validate

Innovative mobile app to upload strategic property photos and verify property data to streamline the home equity lending process.

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